Adjustable-Rate Mortgage Loan (ARM)
Adjustable-rate loans from First Bank of Berne typically begin with a low, fixed rate for an initial term and adjust upward or downward. An adjustable-rate loan is ideal if you need a large loan amount but want your payments to be lower initially. They may also be beneficial if you plan to move or refinance when the rate adjusts or if you expect your income to increase.
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