An adjustable-rate loan that works with your life.

In observance of Labor Day we will be closed Monday, September 1, 2025.

Home > >

Adjustable-Rate Mortgage Loan (ARM)

Adjustable-rate loans from First Bank of Berne typically begin with a low, fixed rate for an initial term and adjust upward or downward. An adjustable-rate loan is ideal if you need a large loan amount but want your payments to be lower initially. They may also be beneficial if you plan to move or refinance when the rate adjusts or if you expect your income to increase.

Apply Now!

Adjustable-Rate Mortgage Loan Benefits

As low as a 15% down payment.
Loan is managed and serviced locally.
No PMI (Private Mortgage Insurance)
Competitive interest rates.
Multiple term options available.

Competitive Rates

Serviced In-House

Variable Terms

Contact a Mortgage Lender!

Financial Calculators

Use our calculators to easily assess and plan for your future goals.

See our full list of Financial Calculators to reach your financial goals.