Account Login


If earning interest on a free account sounds like easy banking to you then you’ve come to the right place. Manage your money without the stress of having to maintain a minimum balance or paying a monthly maintenance fee. And earn interest just by satisfying one easy requirement.


  • No Minimum Balance Required
  • No Monthly Maintenance Fee
  • Minimum $25 to Open
  • Use any of the following services and your entire balance will earn interest:
    • Monthly direct deposit
    • Automatic monthly payment to a FBB loan
    • Deposit of your FBB CD interest
    • Automatic monthly funds transfer to a FBB savings account

With every checking account enjoy:

  • Free Online Banking – Securely access your account information, transfer funds, download statements all from the convenience of your browser.
  • Free Online Bill Pay – Pay anyone, anytime with our Bill Pay service… and best of all it’s FREE.
  • Free Mobile Banking – Take the show on the road with our handy mobile banking app and put the power of First Bank of Berne in the palm of your hand.
  • Free Visa Check Card – Accepted anywhere you see Visa, our Check Card gives you the purchase power you’re looking for, plus you can get cash at ATMs world-wide.
  • Free e-statements – “Go green” and save the paper with our FREE e-statement service and keep up with your account electronically.
  • Free Text Alerts – Know what’s going on with your account quickly with FREE text alerts on things like checks clearing your account, deposits received, balance alerts and more!