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Business Loans to Help You Move Forward

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When Does It Make Sense to Borrow for Growth?

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Banking to Help Your Business Move Forward

Business Checking

From big businesses to small, and start-ups to well established, we have the checking account you need.

Business Savings

Every penny counts so optimize the returns on your hard earned money.

Convenience Banking

We have the tools and apps that gives you access to your money and your accounts when and where it's most convenient for you.

Loans & Lines

Keep your business moving forward and take advantage of those opportunities as they arise.

Cash Management

Easily manage your business cash flow requirements with our convenient and reliable services.

Business Bankers

Our business bankers understand the challenges you face everyday and know what it takes for local businesses to succeed.

Business Testimonials

Our customers' success is our success. Hear how local businesses thrive with First Bank of Berne by their side.

Recent Business Banking Articles

When Does It Make Sense to Borrow for Growth?

When Does It Make Sense to Borrow for Growth?

Every growing business reaches a point where opportunity requires investment. Whether it’s purchasing equipment, expanding a facility, investing in technology, or adding production capacity, business owners are often faced with an important question: Should we pay cash or finance the investment?

August 15, 2026