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Construction Mortgage Loan

If you want to build your dream home, a Construction Loan from First Bank of Berne is a convenient and effective way to make your dream a reality. Not building a new home but wanting to add an addition or outbuilding, our construction loan covers that, too. With fixed and adjustable-rate mortgage options, you can find the loan to meet your needs. Additionally, with our construction loan, you lock in your rate when you start, so you don't have to worry about rates increasing while you are building.

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Construction Loan Benefits

  • Fixed and adjustable rate mortgage options.
  • Multiple term options available.
  • Interest rate is locked in up front.
  • Low monthly interest-only payments during construction.
  • Loan is managed and serviced locally.
  • No PMI (Private Mortgage Insurance).
  • Easy draw process (loan advances) to pay your builder.

Competitive Rates

Serviced In-House

Variable Terms

Contact a Mortgage Lander!

Financial Calculators

Use our calculators to easily assess and plan for your future goals.

See our full list of Financial Calculators to reach your financial goals.