Every Safe Banking resource, for individuals and for businesses, is organized around these four steps. You don't have to know whether something is a scam. You only need to know how to check.
Recognize
Spot the signs of fraud before they become a problem.
Spot the warning signs in messages, calls, websites, payment requests, and invoices before you act.
Verify
Don't trust the request. Verify it another way.
Use contact information you already trust, never the message itself, and build verification into every payment.
Protect
Build layers of security around your accounts.
Passwords, multi-factor authentication, updates, access controls, and routines that make you a hard target.
Respond
Take action quickly if something doesn't seem right.
Calm, organized steps for the moment something happens, and who to call first.