Public Funds Savings
    
      Tailored for local government entities—such as townships, towns, and public libraries—this account is designed to help manage public funds
      efficiently while earning competitive, tiered interest paid monthly. By maintaining a combined balance of $25,000 or more across eligible First
      Bank of Berne deposit or loan accounts at the time of opening, your organization can maximize its earning potential. With flexible access to
      liquid funds and dependable service, it's a simple, effective solution for communities focused on long-term stewardship.