Cards issued by UMB Bank, n.a.
1 Cardholders earn 3 points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812
(Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other purchases. See Simply Rewards Rules for details.
2 Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your
financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
3 See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.