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Some people choose to search for their dream home from those that are already built. Many dream of building a custom home exactly how and where they choose. Construction Loans from First Bank of Berne are a convenient and effective way to finance a new home, garage, out-building, or remodeling project.

Additional Details

  • Fixed and adjustable rate mortgage with multiple repayment terms available
  • Interest rate is locked in up front 
  • Low monthly interest-only payments during construction
  • Loan payments/servicing is handled directly at First Bank of Berne 
  • No PMI (Private Mortgage Insurance)
  • Easy draw process (loan advances) to pay your builder


100% Financing Loan

100% financing on purchases utilizes no down payment funds and the bank will finance 100% of the purchase price.

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