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Fixed rate loans

If you prefer the predictability of a constant monthly principal and interest payment, a fixed rate mortgage loan may be the best option for you.  A fixed interest rate protects you from rising interest rates, no matter how high market rates climb. Fixed rate loans are a great choice for homeowners who plan to be in their home for a long time.


  • Minimum 5% down payment – THIS CAN BE GIFTED FUNDS
  • 20% down payment will avoid PMI (Private Mortgage Insurance) and mandatory escrow
  • Competitive fixed interest rates
  • Multiple repayment terms available

Adjustable Rate Loans

3/3 and 5/5 ARMS – Rate and monthly principal and interest payments remain constant for the first 36/60 months, after which the rate and payments adjust every 36/60 months.

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