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Fixed rate loans

If you prefer the predictability of a constant monthly principal and interest payment, a fixed rate mortgage loan may be the best option for you.  A fixed interest rate protects you from rising interest rates, no matter how high market rates climb. Fixed rate loans are a great choice for homeowners who plan to be in their home for a long time.

Details:

  • Minimum 5% down payment – THIS CAN BE GIFTED FUNDS
  • 20% down payment will avoid PMI (Private Mortgage Insurance) and mandatory escrow
  • Competitive fixed interest rates
  • Multiple repayment terms available

Adjustable Rate Loans


3/3 and 5/5 ARMS – Rate and monthly principal and interest payments remain constant for the first 36/60 months, after which the rate and payments adjust every 36/60 months.

Home Equity Loan


Use the equity in your home to pay for a child’s wedding, college, remodeling or a vacation. Our lending experts are ever willing to help.