Your phone can do a lot of helpful things—including making it easier to keep your money safe.
With just a few simple habits and tools already built into your everyday banking, you can stay secure and confident without adding extra steps or worry to your routine.
At First Bank of Berne, we believe security should feel easy, not intimidating. That’s why our Easy 8 digital banking tools—a set of simple, built-in features designed to protect and inform—work quietly in the background to give you confidence, control, and peace of mind.
Banking Safety Starts With Confidence
It’s smart to stay aware of digital fraud, but you don’t need to be a tech expert to protect yourself. Most secure banking habits are simple, familiar actions—made easier with the right tools already at your fingertips.
When security feels manageable, it gets used. And that’s what truly makes a difference.
Here are five easy ways to keep your banking safe using tools you may already have access to.
1️⃣ Use Card Guard for Instant Peace of Mind
Ever misplace your debit card or notice a transaction you don’t recognize? With Card Guard, you can lock or unlock your debit card instantly right from your phone.
No waiting. No phone calls. Just quick control when you need it most.
Why it matters:
Being able to act immediately—on your own terms—can stop problems before they grow and give you peace of mind right away.
2️⃣ Set Real-Time Alerts to Stay Informed
Transaction alerts let you know the moment your card is used—whether it’s you making a purchase or something that doesn’t look quite right.
These notifications keep you informed without requiring constant monitoring.
Why it matters:
Early awareness is one of the simplest and strongest defenses against fraud. When you know right away, you can act with confidence.
3️⃣ Choose Mobile Wallet for Secure Tap-to-Pay
Paying with your phone or smartwatch isn’t just convenient—it can be more secure than using a physical card.
Mobile wallets use encrypted technology, so your actual card number is never shared with the merchant. And they don’t replace your card—they simply give you another secure option.
Why it matters:
Tap-to-pay reduces exposure to card skimming and helps protect your personal information while keeping checkout fast and easy.
4️⃣ Make a Weekly Transaction Check a Simple Habit
You don’t need to review your account every day. A quick, 60-second check once a week is often enough to stay familiar with your activity.
Knowing what “normal” looks like makes it easier to spot anything unusual.
Why it matters:
Small habits build long-term confidence—and help you catch issues early without adding stress.
5️⃣ Go Paperless With E-Statements for Added Protection
Switching to e-statements keeps your information out of the mailbox and securely stored in one place.
It’s cleaner, easier to organize, and always accessible when you need it.
Why it matters:
Less paper means fewer risks—and a simpler way to manage your banking.
💬 A Community Moment
“One of our customers caught a fraudulent charge within minutes using Card Guard. Because the tool was easy to use, they were able to act quickly—and that made all the difference.”
Stories like this remind us why simple tools matter. When security is easy to use, people actually use it—and that’s when it works best.
✅ One Easy Next Step
Take a minute today to check which Easy 8 security tools are active in your mobile app or online banking. Turning on even one or two features can add another layer of confidence to your daily routine.
The best security is simple.
And it starts right at your fingertips.