The most successful farm operations don’t think about planning as a defensive move.
They see it as a way to stay ready.

February can feel like a breather—but for most farm operations, it’s anything but slow.

In today’s ag economy, strong financial roots are just as important as strong crop roots. With higher input costs, market volatility, and interest-rate pressure, having a clear financial plan is essential for staying resilient.

Each winter gives producers a rare opportunity — time to step back, evaluate their financial position, and prepare for the season ahead. Before the tractors roll, the most successful farm operators do one important thing: they meet with their ag banker to ensure their financial plan is as ready as their planter.

Berne, Ind. – First Bank of Berne has been recognized as a Top 100 Ag Lender by the Independent Community Bankers of America (ICBA) for 2024, ranking first in Indiana, 20th among banks with assets over $1 billion.

Berne, Ind. – First Bank of Berne is delighted to announce it has been listed for the fourth consecutive year as a Top 100 Farm Lender in the nation by the American Bankers Association, the largest banking trade association in the United States.