Forget the resolutions that fade by February — the small habits you keep are what actually move the needle. And when it comes to your finances, you don’t need an hour-long budgeting session or a stack of spreadsheets. A few focused minutes each week can create real momentum.
January naturally gives us that “fresh start” energy. It’s a good time to reset, simplify, and put a few easy routines in place that make your money work for you all year long. That’s where the Easy 8 comes in.
The 8-Minute Rule
Here’s the idea: if you can find eight minutes a week, you can simplify your financial life.
One minute at a time is all it takes:
-
A quick glance at your balances
-
Reviewing a few debit card alerts
-
Moving a small amount to savings
-
Double-checking that bills and transfers are on track
Consistency beats intensity. When these check-ins become part of your rhythm, you stay in control — without feeling overwhelmed.
Easy 8 in Action
The real power comes from using the tools you already have in your pocket. Your banking app can automate most of the work so you can focus on living your life, not managing your accounts.
Here’s what a simple “8-minute money routine” might look like:
Weekly Easy 8 Checklist
-
Monday (2 minutes): Check your account balances and upcoming due dates/scheduled bill payments.
-
Wednesday (2 minutes): Move $10–$20 into savings or your emergency fund.
-
Friday (4 minutes): Review the week’s debit transactions and verify anything unfamiliar.
Add in helpful features like:
-
Alerts to notify you of low balances or large purchases
-
Auto-transfers to build savings quietly in the background
-
Mobile deposit so checks go straight into your account without an extra trip
-
Card controls to instantly lock or unlock your debit card if needed
Small steps. Big benefit.
A Real-Life Win
One of our customers recently told us she saved an extra $1,000 last year simply by setting up weekly automatic transfers as part of her Easy 8 routine. No lifestyle overhaul. No complicated budgeting. Just a simple system she didn’t have to think about.
That’s the power of steady habits — they work even on your busiest weeks.
Ready to Make Banking Easier This Year?
If you’re looking for a simple way to feel more confident and in control of your finances, start with your Easy 8. Turn on a couple of alerts. Set up one automatic transfer. Do one weekly review.
Financial peace doesn’t come from doing everything at once — it comes from doing the small things consistently.
Activate your Easy 8 tools today and see how simple better money habits can be.