Buying a home is an exciting milestone, and getting a mortgage doesn’t have to feel intimidating. Lenders review a few key factors to make sure you can comfortably manage your loan, and understanding these can help you feel more prepared and confident as you navigate the process.

Portland, IN. — First Bank of Berne is proud to support the Jay Community Center (JCC) with a charitable donation to further its mission of strengthening the health and social interaction of local families through sports, recreation, and fitness programming.

Van Wert, OH. — First Bank of Berne is proud to support the United Way of Van Wert County with a charitable donation to help further its mission of raising and distributing funds to support essential programs and services in the local community.

Berne, IN. — First Bank of Berne is proud to support the Feed My Starving Children (FMSC) MobilePack event to help strengthen local community involvement and provide meals for children in need.

Peru, IN. — First Bank of Berne is proud to support the North Miami FFA Dairy Team with a charitable donation to assist the team as they prepare to compete on an international stage.

Whether you're planning to build, buy, or renovate in 2026, strong preparation turns a big decision into a confident one.