Portland, IN. — First Bank of Berne is proud to support the Jay County Public Library with a donation to help further its mission to the Jay County community by delivering services and programs that meet the educational, recreational, and life needs of all Jay County residents.

Decatur, IN. — First Bank of Berne is proud to support Junior Achievement with a charitable donation to help further its mission of empowering young people with the knowledge and skills needed to navigate their futures and pursue economic opportunity.

Life is busy enough — your banking shouldn’t be another thing to manage.
At First Bank of Berne, we believe the smartest money moves are often the simplest ones. That’s why we help customers automate the small stuff using our Easy 8 tools, so their finances run smoothly in the background — quietly, securely, and right from their Mobile Banking experience.

Growth takes more than vision. It takes smart funding decisions that align with how your business operates today and where you want it to go next. At First Bank of Berne, we work with growing businesses every day—helping owners evaluate expansion plans, choose the right mix of financing tools, and move forward with confidence while protecting cash flow.

Growth on today’s farm isn’t measured by acres alone. It’s built through smart, intentional investments that improve efficiency, strengthen resilience, and support long-term success. As ag bankers working closely with producers across our communities, we see that the most successful operations take a broader view — using financial strategy as a planning tool, not just a source of funding.

One of the biggest misconceptions in home lending is the idea that there’s always a single “right” move everyone should be making. In reality, the best choice depends entirely on your goals, your timeline, and how you want your mortgage to support your life.