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Home equity loansAPPLY NOW

Put the equity in your home to work for you with a home equity loan from First Bank of Berne. A home equity loan may be the financing option for you if you are looking to make a large one-time purchase or want to consolidate a specific amount of debt.

  • Multiple repayment terms available
  • Minimum closing costs
  • Utilizes equity in existing property
  • No PMI (Private Mortgage Insurance)


Stay financially flexible with a home equity line of credit from First Bank of Berne. With a line of credit you can borrow and repay on a revolving basis giving you access to money you need for emergencies, large purchases or the unexpected.

  • 10 year term
  • Low closing costs
  • 24/7 access to funds via on-line banking
  • Utilizes existing equity in your home
  • No PMI required
  • Interest only payments (only pay interest on what you use) 
  • No annual fee & no prepayment penalty
  • Interest may be tax deductible (contact your tax advisor for details)
  • Can be used as overdraft protection on your First Bank of Berne checking account

Helpful Financial Calculators

Visit our Financial Calculators page and access to over 40 helpful calculators to help you run payments, loan amounts and much more!

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