Every day, people receive text messages, emails, phone calls, and online offers that seem perfectly legitimate. Most are exactly what they appear to be. Some are not.

Every business depends on trust.

You trust employees to make good decisions. You trust vendors to provide products and services. You trust customers to conduct business honestly. Every day, those relationships help your business move forward.

Berne, IN. — First Bank of Berne recently made a donation to the Berne Community Development Corporation (CDC) as a Sponsor for the upcoming Berne Christkindlmarkt, helping bring holiday cheer to local families and visitors.

Whether you’re planning to buy a home, finance a vehicle, apply for a credit card, or qualify for a personal loan, your credit score will likely play an important role.

Farming rarely goes exactly as planned. A dry summer can reduce yields. Excessive rainfall can delay planting or harvest. Commodity prices can move quickly.

Between mortgage or rent payments, utilities, insurance, subscriptions, credit cards and savings goals, there can be a lot to remember each month.