Berne, IN. — First Bank of Berne recently made a donation to the Berne Community Development Corporation (CDC) as a Sponsor for the upcoming Berne Christkindlmarkt, helping bring holiday cheer to local families and visitors.

Whether you’re planning to buy a home, finance a vehicle, apply for a credit card, or qualify for a personal loan, your credit score will likely play an important role.

Farming rarely goes exactly as planned. A dry summer can reduce yields. Excessive rainfall can delay planting or harvest. Commodity prices can move quickly.

Between mortgage or rent payments, utilities, insurance, subscriptions, credit cards and savings goals, there can be a lot to remember each month.

Running a business has a way of keeping today’s priorities at the top of the list. Customers need attention. Employees need answers. Projects need to move forward. Before long, December arrives and year-end financial planning becomes one more item competing for time.

When you are shopping for a home, it is natural to focus on the mortgage payment.

How much will principal and interest be each month? How much should you put down? What price range fits your budget?